WBN Subscriber Agreement

You create your subscriber account by providing the information requested during the registration process. You must be at least 18 years of age — or the age of majority in your jurisdiction — to create a subscriber account. By creating an account, you represent that the information you provide is accurate, current, and complete. Providing false or misleading information is a breach of this Agreement.

You are responsible for keeping your account information accurate and current — including your name, email address, payment details, and any other information associated with your subscription. Outdated or inaccurate information may result in billing failures, missed communications, or inability to access your subscription. Update your details promptly through your account settings or by contacting subscribers@wbnn.news.

You are responsible for maintaining the security of your account credentials. Use a strong, unique password for your WBN account. Enable multi-factor authentication where available — we strongly recommend it. Do not share your login credentials with any other person. You are responsible for all activity that occurs under your account, regardless of whether you personally authorised it. If you suspect that your account has been accessed without your permission, notify us immediately at security@wbnn.news.

Each individual subscriber is entitled to one personal account. Creating multiple accounts to circumvent subscription restrictions, access controls, or billing obligations is a breach of this Agreement and may result in all affected accounts being suspended or terminated.

Paid subscriptions are billed in advance on the cycle you selected at the time of subscription — monthly, annually, or as otherwise specified. Your first billing period begins on the date your paid subscription is activated. Subsequent billing periods begin automatically on the same date in the following month or year, depending on your cycle.

WBN accepts payment methods as described on our subscription pages at the time of your subscription. Payment is processed by our trusted third-party payment processors. WBN does not store your complete payment card details — these are handled securely by our payment providers in accordance with applicable payment security standards. By subscribing, you authorise WBN and its payment providers to charge your selected payment method for the subscription fees applicable to your plan.

Unless you cancel your subscription before the end of your current billing period, your subscription will automatically renew for a further period of the same duration at the then-current price for your plan. We will send you a renewal reminder before each renewal date so that you have the opportunity to review your subscription and cancel if you wish to do so. Cancellation instructions are set out in Section 6.

WBN may change the price of its subscription plans from time to time. Where a price increase affects your current subscription, we will provide at least 30 days advance notice by email before the new price takes effect on your account. If you do not wish to continue at the new price, you may cancel your subscription before the new price takes effect. Continued use of your subscription after the price change takes effect constitutes acceptance of the new price.

Subscription prices may be exclusive of applicable taxes — including sales tax, VAT, GST, or similar taxes — depending on your location. Where applicable, taxes will be added to your subscription price and shown on your billing notification before payment is charged. You are responsible for any taxes applicable to your subscription under the laws of your jurisdiction.

If a payment fails — due to an expired card, insufficient funds, or any other reason — WBN will attempt to notify you promptly and may make additional payment attempts. During a period of payment failure, your access to paid subscription features may be suspended until payment is successfully processed. If payment remains outstanding for a period WBN considers material, your subscription may be terminated and your account transitioned to free-tier access or closed.

Subscription prices are stated in the currency shown at the time of purchase. Where your payment method is denominated in a different currency, your bank or payment provider may apply conversion rates and may charge currency conversion fees. WBN is not responsible for currency conversion costs applied by your bank or payment provider.

You can view, manage, upgrade, downgrade, and cancel your subscription at any time through your account settings or by contacting subscribers@wbnn.news. Changes to your subscription take effect as described below.

If you upgrade to a higher subscription tier mid-cycle, the new tier takes effect immediately. Where an upgrade involves a price difference, WBN calculates a prorated charge for the remainder of your current billing period and applies it to your next payment, or charges it immediately depending on the billing method. The exact proration approach applicable to your upgrade will be confirmed before the upgrade is finalised.

If you downgrade to a lower subscription tier, the downgrade takes effect at the end of your current billing period. You retain access to your existing tier's benefits until the end of that period. No refund is provided for the unused portion of a higher-tier subscription when downgrading, unless required by applicable consumer protection law in your jurisdiction.

You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period — you retain access to your subscription benefits until that date. To cancel, use the cancellation option in your account settings or contact subscribers@wbnn.news. We will confirm your cancellation by email. Cancelling your subscription does not delete your WBN account — you may continue to use WBN on a free-tier basis unless you also close your account.

Upon cancellation, your access to paid subscription features ends at the conclusion of your current billing period. Content you have saved, preferences you have configured, and your account history remain accessible at the free tier where applicable. Any outstanding payment obligations incurred before cancellation remain due and payable.

Access to premium subscriber content is provided under a personal, non-exclusive, non-transferable licence for the duration of your active subscription. This licence permits you to read, view, save, and use premium content for your own personal or internal business research purposes. It does not permit you to reproduce, distribute, republish, or share premium content beyond what is expressly permitted under applicable fair dealing provisions.

Premium content accessed through your WBN subscription is for your personal use and, where applicable, the internal use of your organisation under an enterprise subscription. You may share individual articles through WBN's designated sharing features — social sharing links, gift articles where available, and similar features that WBN makes available for this purpose. These features are the appropriate channels for sharing subscriber content, and their use does not require additional permission.

• Do not systematically download, copy, or archive subscriber-only content beyond your personal needs.
• Do not publish, post, or distribute premium content on external websites, newsletters, or platforms without a licence from WBN.
• Do not use subscriber access to WBN's intelligence products to populate competing databases, feeds, or intelligence platforms.
• Do not remove, alter, or circumvent any copyright or attribution notices on premium content.

Premium content is provided to subscribers as of the date of access. WBN does not guarantee that any specific piece of content will remain available indefinitely. Content may be updated, corrected, removed, or archived in accordance with our editorial standards and legal obligations. WBN's Corrections Policy governs changes to published content.

• Personalised recommendations. AI analyses your reading patterns and stated preferences to surface content most relevant to your interests. Personalisation logic is explained in our Responsible AI Policy.
• Intelligent summaries. AI-generated summaries of articles, reports, and intelligence content are provided as a convenience for subscribers. They are not substitutes for the full content and are clearly identified as AI-generated.
• AI Edition features. AI Edition subscribers receive access to WBN's most advanced AI-powered editorial tools, including PromptCast™ outputs, enhanced signal feeds, and priority access to new AI features as they launch.
• Evolving capabilities. AI features across all subscription tiers will evolve as WBN's technology develops. Significant new AI capabilities will be described in subscriber communications before or at the time of launch.

AI-powered features on WBN's platforms are designed to assist and inform — not to replace professional judgment. Nothing provided by WBN's AI systems constitutes legal, financial, investment, medical, or other professional advice. AI summaries and intelligence outputs may contain errors or omissions and should be assessed critically before being relied upon for consequential decisions. WBN's human editorial teams review AI outputs in accordance with our Responsible AI Policy, but no system is infallible. Human editorial oversight is maintained over all AI-generated content, but subscribers should verify information of material importance through additional sources.

The following communications are necessary for the administration of your subscription and will be sent regardless of your marketing preferences:

• Account confirmation and registration notices
• Billing notifications, payment confirmations, and renewal reminders
• Subscription change confirmations — upgrades, downgrades, cancellations
• Security notices — suspected unauthorised access, password changes, and similar
• Material updates to this Agreement, our Privacy Policy, or our Terms & Conditions
• Service interruption and maintenance notices where these affect your subscription access

The following are optional and can be managed through your account settings:

• Editorial newsletters and content digests
• Breaking news alerts and intelligence notifications
• Product updates and new feature announcements
• Subscriber event invitations and community communications
• Marketing communications about WBN products and services

You can update your communication preferences at any time through your account settings or by following the unsubscribe instructions in any optional email. Unsubscribing from optional communications does not affect your subscription access or essential service communications.

• Breach of this Agreement. Violation of the terms of this Agreement — including the acceptable use provisions in Section 8 — may result in suspension pending investigation or termination.
• Violation of WBN's Terms & Conditions or Community Guidelines. Conduct that violates WBN's broader platform terms may result in subscriber account suspension or termination.
• Payment failure. Persistent failure to resolve a payment issue after WBN has attempted to contact you and provided a reasonable period to cure the failure.
• Fraud or misrepresentation. Providing false account information, engaging in fraudulent payment behaviour, or misrepresenting your identity or affiliation.
• Security concerns. Where WBN has reason to believe that an account has been compromised and poses a risk to WBN's systems or to other subscribers, we may suspend access while the matter is investigated and secured.
• Legal requirements. Where WBN is required by applicable law, court order, or regulatory direction to suspend or terminate an account.

Where practicable, WBN will notify you of the reason for suspension and give you an opportunity to address it before termination. Where immediate suspension is required — due to security concerns, fraud, or serious misconduct — notice may follow the suspension rather than precede it. Termination decisions can be appealed by contacting subscribers@wbnn.news.

Upon termination of your subscription, your access to paid subscription features ends immediately. Outstanding payment obligations remain due. Where termination is initiated by WBN due to breach, no refund of prepaid subscription fees is payable. Where termination is due to circumstances within WBN's control — such as WBN discontinuing a service — WBN will provide a prorated refund of prepaid fees for the unexpired portion of the billing period.